Small Business Banking

As a small business owner, there are many challenges to take into consideration each day. Some of these challenges can be easily solved with systems or technology that are readily available to you as an M C Bank customer. Every day there are opportunities for your business to become more efficient, or perhaps give you more insight into your business. Here are a few services that are available from M C Bank and how they could help your business.

Remote deposit capture

A system that allows a business to scan checks from your place of business and transmit them to the bank via an encrypted and secure channel.

Payroll services

A system that allows a business owner to set up direct deposit and payroll directly out of their business account. This process saves time and money versus issuing paper checks.

View check images and deposit slips

The ability for someone at a business to view any check or deposit that has come to the bank through an account. This can be beneficial for businesses that have a high transaction volume and make any deposits.

Multiple user platform

A system setting that allows a business owner to set different permissions for different users. An example is a setting that allows someone to view certain financials but cannot transact. Another setting could allow a certain user to pay bills electronically with certain limits.

Credit card processing

A system that will process credit card transactions for your business.

Account integration to accounting software

Many small businesses use software products such as QuickBooks to assist with accounting. Integration systems allow a business owner to link the information from their business bank account directly into their accounting software. This cuts down on human error from typos and omissions.

Local decision making

The ability for your business banker to make decisions around your account. For instance, if you are looking to purchase a new piece of land that would require a loan, the bank would have to decide on that loan. Local decision making would mean that your banker could gain answers from people within the local market.

If you would like more information on business banking from M C Bank call your local branch or click here.